Pet insurance in Ukraine 2026: why, what it covers and how much it costs
A pet is a member of the family, and injuries or accidents happen even to the most careful animals. Treating a fracture or an operation can cost several thousand hryvnias at once. Pet insurance helps you avoid facing those costs alone. Here is how it works in Ukraine in 2026.
Why insure a pet
- Injuries happen suddenly – a fall, a bite from another animal, a road accident, a household injury.
- Treatment costs money right away, while the policy pays a fixed amount.
- Peace of mind for the owner: a payout decision in a few days, money to your card.
What the policy covers
The insurance covers injuries and accidents with fixed payouts. Here is an example of coverage in the PetPolis product:
| Event | Payout |
|---|---|
| Limb fracture / dislocation | UAH 4,000 |
| Internal organ damage | UAH 4,000 |
| Traumatic amputation | UAH 5,000 |
| Pelvic fracture | UAH 10,000 |
| Brain / spinal cord damage | UAH 15,000 |
| Euthanasia / cremation by indication | UAH 3,000 |
It is worth noting separately: the programme even covers injuries caused by military action – a rarity on the pet insurance market.
How much pet insurance costs
| Term | Price |
|---|---|
| 6 months | from UAH 600 |
| 9 months | from UAH 900 |
| 12 months | from UAH 1,200 |
Sum insured up to UAH 35,000, zero deductible.
Which pets can be insured and what you need
- Cats and dogs, including service and guide dogs.
- You need a veterinary passport and an implanted microchip.
- A vet check-up and a vaccination certificate are not required, and there are no restrictions on the pet's condition.
How to buy online
Everything is online and takes 2 minutes: choose who you have – a cat or a dog – and the term, pay by card, and the policy arrives by email right after payment. No office visits.